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Not having a credit card is a red flag that you may be a credit risk.

Allowing you to drive off in a pricey vehicle is not something they’re comfortable with, especially since they may be the ones who lose out.

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Of course, your credit may be excellent and you many just prefer not to use a credit card.

Rental car companies are starting to understand that, so many are offering you the option of paying with a debit card instead.

That said, you might encounter a sales clerk who tells you they no longer accept non-Chip and Pin cards (that’s only true for Irish and UK citizens).

Before you lecture them on the “system” or tell them “the Irish Fireside says…” Simply ask if their manager could help suggest a solution.

It’s usually easiest to carry your home currency in cash or travelers checks and exchange it at banks as you need it.

If you’re thinking about renting a car, but you don’t have a credit card, things can get a little tricky.

Should I use cards, cash, or travelers checks in Ireland?

Most visitors will benefit from using their debit and credit cards in Ireland.

In most cases, Irish merchants can accept cards with either magnetic strips or Chip and Pin.

In fact, their merchant contracts with Visa and Mastercard likely require it.

Ireland and the UK have switched to a more secure system called Chip and Pin.

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